Wednesday 30 January 2019

The Panasonic P100: Where Beauty and Functionality Combine






There are many reasons to love the Panasonic P100. Some users love it for its potent processor while others like it for its storage capacity.

Some users prefer the device for its ability to withstand falls and drops while some others have taken a fascination to it owing to the way it captures moments.

Whatever be the case, here is a brief idea about this device’s functional features and how it benefits users in a great way.

High end processor and OTG support

Equipped with a quad-core processor and the power of 2GB RAM, the device runs effectively at a speed of 1.25GHz. 

Add to this its 16GB ROM and expandable memory of up to 128GB makes sure you process operations faster and store all your moments in a desirable way.

The device’s OTG support makes it seamless to connect to external devices on your phone. This makes it easy to connect keyboards, controllers or even a mouse to your device.

A tougher display and feature rich camera

The device comes with a 12.7cm (5) HD IPS display that ensures you get to check out every detail on your phone in a precise manner. Besides this, it comes with a Corning® Gorilla® Glass so users can know for a fact that their phone is well protected from drops and damages.

Besides being a gorilla glass phone, the device comes with an 8MP rear camera with 1.4-micrometer pixels. The camera is equipped with an LED flash and makes certain it obtains maximum light so that you are always able to capture picture-perfect moments and receive radiant images.

It also possesses a 5MP front camera that comes with auto screen detection and face beauty mode among other modes.

Other sensors and features

You can unlock an application with just a single touch owing to the fingerprint sensor. It also makes securing your data possible and allows you to assign different fingers to different functions. It is also packed with exciting smart actions that make it possible to carry out a wide variety of tasks.

The device takes in the environment around it and accordingly changes the unlocking pattern. The 2200mAh battery, a long-lasting backup and Android Nougat 7.0 are just a few other features that make the device a success for the price it comes at.

These are just some of the reasons that make this device a wonderful amalgamation of beauty and functionality. It comes in four interesting color variants that is gold, dark grey, blue and black. So, you can take your pick from the one that best suits your taste. This makes the P100 smartphone from Panasonic India a shot worth investing.

Tuesday 29 January 2019

Why should you consider p2p lending for alternative investment?



Smart investors, in order to be at a pro end and also to enhance their portfolio, should consider entering the p2p lending realm because peer to peer loan is considered to be the perfect alternate investment instrument for income-seeking investors.

P2p platforms enable one to offer lowinterest personal loans to the borrowers for multiple purposes. There is an elimination of intermediaries like NBFC's, banks and unorganized lenders.

The p2p platforms have technology driven, state of the art credit evaluation mechanisms which can assign pre-ascertained interest rates to the borrowers where they are evaluated across many parameters.

The loans requested can be categorized into various categories like low, medium and high risk where the lender can fulfil the borrower's requirements at those interest rates. The smart way to mitigate the risk for an investor is to build a diversified portfolio where one can invest small amounts into a large number of borrowers, across all the risk buckets.

Investors can also use all the information available to analyze the risk to reward ratio of their investments. The platforms also provide a what-if portfolio analysis so that the lenders can simulate the performance of various loans in the loan portfolio to keep a check on the returns.

On the p2p platform, on a month to month basis, the investors can receive a part of their principal amount which is along with the monthly interest, which can further be reinvested to augment of their earnings. The reinvestment of returns will allow to counter inflation due to the principal of interest compounding.

The lenders, on an average, can earn gross returns of 18 to 24 per cent by building a diversified borrower portfolio. Investors who want to diversify their investments get better returns by the end of the day.

To cut the long story short, the smart investors, in order to enhance their income portfolio, can enter the realm of p2p lending, seek relevant information and then build diversified portfolios accordingly.

The main idea to become successful by investing in p2p lending is to have a clever risk-reward strategy by starting small. So it is a wise decision for an investor to opt for this new lucrative investment option of peer to peer lending.